How To Afford Your Dream Ring

How To Afford Your Dream Ring

Welcome to the Wm. Harold & Son’s blog, your trusted resource for all things jewelry. As a family-owned business with Midwestern roots and over three generations of history in the jewelry industry, we’re excited to guide you on the path to owning your dream ring.

Understanding the Cost of a Dream Ring

The journey to your dream ring begins with understanding its cost. The price of a ring is influenced by several factors, from the type of material (gold, silver, platinum, etc.), the choice of gemstone (diamond, sapphire, and more), to the intricacy of the design, and the size and quality of the gemstone. As part of the Newport Beach community, we are committed to helping you navigate these factors with our comprehensive range of new and used jewelry.

Setting a Budget for Your Dream Ring

Budgeting is key in the journey to your dream ring. Factors like your financial status, personal preferences, and the timeline for purchase should guide your budget setting. We are here to support you through this process, offering expertise to ensure you make an informed decision.

Saving Strategies for Your Dream Ring

As you’ve set your budget, consider strategies for saving up. This could be a regular savings plan, investing for growth, utilizing tax-advantaged accounts, or cutting back on non-essential expenses. Side hustles or part-time jobs can also be an effective way to generate extra income.

Financing Options for a Dream Ring

If you prefer to spread the cost of your dream ring over a period, consider financing options such as personal loans, jewelry store financing, or credit cards. We are always ready to discuss these options with you and help you understand the pros and cons of each, emphasizing our commitment to fair dealings.

Shopping for Your Dream Ring

Shopping for your dream ring at Wm. Harold & Sons mean you have access to a wide range of options, both in-store and online. We recommend doing your research and comparing prices, understanding the 4Cs of a diamond (Cut, Color, Clarity, and Carat), and checking for discounts and sales. Our team in Newport Beach is always ready to help you navigate this process.

How to Negotiate for Your Dream Ring

Negotiation is an art, and our team at Wm. Harold & Sons are adept at it. We provide you with the tools and techniques for successful negotiation, ensuring that you get value for your money.

Buying a Pre-owned Ring

Finally, consider the potential benefits of buying a pre-owned ring. With a legacy of service in the Newport Beach community, we offer a curated collection of pre-owned rings, all verified for quality and authenticity.


In conclusion, affording your dream ring is a journey that involves understanding costs, budgeting, saving, and exploring various buying options. We at Wm. Harold & Sons are ready to guide you every step of the way, reflecting our commitment to customer satisfaction, and our family tradition of superior service.

We invite you to visit our store or contact our team for any inquiries or assistance. Please feel free to make an appointment. And don’t forget to share your Wm. Harold & Sons experience on social media or our website.

Remember, your dream ring is within reach. We’re here to help you grab it!